Valuation in person?

[Mentalblip]

We are porting our mortgage with loan amount staying the same and deposit going up slightly by 18k: our mortgage provider is doing an in person valuation
When we last tried to move (March 22) it was desktop.
Just wondering is this common at the mo? Wondering if might get down valued!

While I don’t work for a lender, I can only think that there will be an increase in in-person valuations due to the current mortgage rate/lending market.

Lenders being more cautious around their offers. In-person valuations tend to give a clearer picture compared to desktop vals. So I’d probably say this is normal. Especially in this day.

We had one even though we were remortgaging for 25% of the value of our home. Which lender is it?

I think there is a lot of down valuing going on (my broker said she is seeing lots of in person valuations going on but was surprised by ours given our LTV ratio. Ours was downvalued massively (and full of incorrect information). It ultimately doesn't matter as the surveyor would have had to down value it by 60% to affect the mortgage offer but I still feel pretty pissed off about it.

And for those who will inevitably say that they've valued it at what it is worth, they got the length of the lease wrong by 200 years, didn't realise it was share of freehold and didn't realise we owned the garden. These all make a difference to value particularly the length of the lease as based on what he says, we are close to entering "marriage value" for any extension.

It was desktop for the house I'm buying and also for my buyers.

Platform. Who was yours with?

@Mentalblip Halifax which based on a credit search on my Experian looks to be part of RBS.