I don't know whether to be worried about this or not. As the title says, I sold my previous home over a year ago. I had verification from Land Registry the mortgage was discharged, and heard nothing more. I bought a new house at the same time, and about six months the Title was transferred into my name.
However I've checked just now as I had an alert that a pending charge has been filed against my old house. I checked the Registry, and it's still listed as belonging to me and my late husband. Land Registry Sold prices also don't show the most recent sale - it's as if it never happened.
I'm really worried about what all this means. If I'm still the registered owner, am I still responsible for it? Is this a normal thing to have happened? Waiting for a response from the solicitor that handled my side, but in the meantime I'm wondering if anyone on here has experienced similar.
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Sold house over a year ago but still registered as the owner
GreyPaw · 05/08/2022 15:41
GreyPaw · 05/08/2022 20:09
Thanks everyone. It was a really complex sale, house and big bit of land with lots of changes of boundaries etc going back to mid 1800s. I wonder if that makes a difference?
Anyone know what the consequences could be for me if there's been an issue and the registration can't go ahead?
Rosiestraws · 05/08/2022 20:31
It's the fault of the Land Registry or the solicitor for the person who bought your house- nothing to do with your solicitor although no doubt they'll check in with your purchaser's solicitor to see what's the situation. There aren't really any issues for you as the transfer deed will show the date you sold etc. Hopefully the purchaser's solicitor has put in their application and it's just been held up because of massive backlogs.
The LR can expedite in certain situations such as if the new purchaser wanted to now sell or remortgage or something and this hadn't been dealt with but I don't think there's any real issue from your side of things.
I used to work in conveyancing
GreyPaw · 05/08/2022 20:09
Thanks everyone. It was a really complex sale, house and big bit of land with lots of changes of boundaries etc going back to mid 1800s. I wonder if that makes a difference?
Anyone know what the consequences could be for me if there's been an issue and the registration can't go ahead?
DelphiniumBlue · 05/08/2022 18:21
Check with your solicitor . I would be slightly worried as the mortgage discharge has been dealt with, so why not the purchase?
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