Proof of deposit

[MarianneVos]

We're funding a lot of out deposit from savings, most of which are in ISAs which we've had for 3, 5 or 6 years as we've been saving up for this move for a long time.

The mortgage company are being difficult about this, saying that a) everything needs monthly statements for the last 3 months (which all the ISA accounts don't have as they're just annual) and that they need to be able to see how the money has built up over the last 3 months (which it hasn't, the ISAs are eg deposit in 2016, deposit in 2017, nothing else since then).

I realise they have money laundering requirements but just wondering if anyone has been in a similar situation and how they've resolved this?

You just need to ask your Isa provider to generate an interim statement, that should be enough?

Can you give the ISA providers a call/message and get them to post you out a custom statement that shows dates covering the last 3 months so it proves no transactions over that period? We had to request paper statements for our solicitors as they wouldn't accept statements printed off the internet for their any money laundering checks 😡it is doable. They can probably just do you one covering the whole lifetime of the ISA.

Thanks. They're saying the interim statement isn't enough as they want a separate one for each month, for three different months, which doesn't exist. I'll see if they can do a statement which covers the whole ISA lifetime, that's a good idea.