Rent/mortgage

[Iamgonnasuceed]

We are currently looking to move out. We're renting from the local council but not happy with the flat. Being top floor (2nd floor) with no lift and 2 small children. The flat has mild in some part. We're keeping it well ventilated but in winter it's not possible to have the windows open 24/7. It's not well isolated so the warmth goes out and heating cost a lot. We've been looking at properties to bid but being housed already we won't get a new one. So I was curious to know how much people pay for 2 bed flat/house either rent or mortgage in private sector? I feel une it will be silly of us to give up council housing to go private but council houses are not good

Depends where you are. It will vary a lot by region.

Norfolk

A mortgage depends on how much you borrow. Try looking at houses in your area and use a mortgage calculator to enter your salary, deposit, out goings and how much you need to borrow.

Private rentals will also have mold. My last landlord used that as an excuse.

It's a struggle to house yourself in a decent property. We're not asking for luxury mansion.

Look at Rightmove. Put in your postcode and see what the going rate is around your area. Knowing that a 2 bed flat is about £700 here tells you nothing.

You're right to not want to give up a tenancy. It's gold! Keep that. I would suggest a few options:

Complain about the mould and if it's not resolved complain to your MP, get a letter from your GP about the harmful effects of black mould which builds in areas where there is trapped droplets/condensation.

OR

Go for a swap and swap with someone from another area or just a nicer home

OR

Repair the mould yourself, I think there are ways to do it, look them up, and then charge the council what you paid for treatment. There are treatment specialists etc. But you must complain a few times first ten tell them what you are going to do.

You do not want to be renting, you could find yourself in exactly the same position if that landlord sold and you had to get allocated by the council again. try to improve your council home situation. Once you get a permanent council home that you love it's absolute gold, especially in this current climate of crash which will result in repossession of any home you have a mortgage on or rent from someone with a mortgage.

Thanks I will consider those options

Owned homes also suffer from this! Our last property had mould issues and damp and we couldn't stop it. It was over 100 years old.

So it's by far only a renters problem.

Not all LL let out mouldy houses. This is nonsense. I have 8 btl and none of them are mouldy. They all have fans in bathrooms and over cooker hood in kitchen venting outside. All have good Ch in all rooms including bathroom. You should complain in mouldy as unhealthy and don't accept it is normal to have mould in your home because it is not normal. If a house has rising damp it can be treated.

I will raise a complain but I'm expecting much from council

I wouldn’t give up a secure property to move to a private let. Keep complaining to the council about the mould. This article from Shelter has lots of good information england.shelter.org.uk/housing_advice/repairs/damp_and_mould_in_rented_homes