I bought a property 6 months ago through the Shared Ownership scheme so I pay both rent and mortgage. At the time it was the most affordable option for me to live in my chosen area with a small deposit. My plans were always to move on as I am still chasing my forever home. I am running through some options for the future and was wondering the best course of action going forward - I am saving hard and will gave a small pot of money at the end of the year - am i best to overpay the mortgage or additional shares? My first thought was to simply concentrate on clearing the mortgage and sell once paid off - this being my deposit for my next house. If I buy shares I have to pay fees each time which will mount up into the thousands.
Any advice from people in similar situations very welcome!!