To cut a long story short...
We sold privately in Nov 2020 with a view to buying a smaller cheaper place. We had a 5 bed house for just two of us and a small family loan, wanted a smaller cheaper place ideally in the same village and to do away with all debt. Only bought teh 5 bed as houses coming up for sale here that suited us (i.e. not on main road, sunny garden) were rare as hen's teeth.
Went into rented and aftr 4 months and house prices going wildly up we bought a stopgap in the nearby town.
Hated living in the town so put house up for sale after 18 months and literally the day after an almost dream house we walked past thousands of times in the village (in fact, the same street) we left came up for sale.
Had an offer accepted after writing a pleading letter! But this new house needs a full refurb, has a weird internal configuration etc. But, it will be lovely and we have experience doing up a hosue previous so not fazed by that. It's just how much it will cost.
We will now need a mortgage due to the house prices here skyrocketting, and now I am a bit worried. The whole pont of moving was to get a cheaper house, and we're moving back to the same flipping street to a house that needs loads of work and will now need a mortgage to boot (150k)
It's the only way we're going to et back here to a ouse we can stay in long term. I feel like a complete idiot for even moving and am worried about how much it will cost to do up. We will have about 50k but that won't cover everything.
I also think we are overpaying but the survey will tell us that.
Shall I just get on with it and chalk it down to a very expensive lesson learnt? I absolutely hate living in the town.