London Zone 2 freehold flat (converted period house now three flats) - was going to remortgage with current lender online and the website shows the LTV is so close to next tier.
The valuation is coming out at what we purchased the flat for in 2014 and my fixed rate ends this month so I guess not much time. Also the rate differential is only 0.05%.
Does the valuation sound reasonable?
Will a call to them help resolve or will there be a chance the bank even lowers the valuation?