Whilst replacing the gutters on our property it came to light some damage to our roof, and also the general aged state of it. We're being advised to replace it. We are seeking a second opinion. The house is a money put, and we've already spent a small fortune and would need to borrow money to complete the roof replacement. In the next few years we also need to repoint the property and quotes for the that (lime) are eye watering. It is also a two bed and we have two young children; we had intended to save for an extension which would create an extra bedroom (we have planning permission) but this is now looking unlikely. Our thinking is, do we patch the damage and sell and risk a buyer renegotiating on the price and us loosing money there, or replace the roof, get into a small amount of debt (hopefully with a family member so interest free) and likely as not sell in a couple of years as we are unable to do the extension and unwilling to do the repointing. It is a period property in a desired area so if we sold we could afford a bigger place elsewhere.
To risk patching and sell or not? The roofer, obviously, says do it, the one estate agent we've spoken to said don't bother, you might get away with a survey not flagging it up. We're torn and being forced to make a decision quickly as some of the damage is unsafe. Any experience or opinions are gratefully received!