I'm thinking about buying a flat in Spain in a year or two and will need a small mortgage - what's the most typical setup? Do people get additional mortgage in the UK, or take out a local mortgage? My salary and savings are all of UK-origin, so I would think it's easier to get a mortgage here, but then the mortgage would need to be secured on a property abroad. I guess I couldn't just borrow more against my UK property and use the money for a property abroad though?