We moved into our 60s build last summer. Well looked after but very very dated (wall paper everywhere, nothing updated for a good 20 years).
We have an electrician coming to sort our re-wire in next couple of weeks so will finally be able to redecorate bedrooms/living room - really looking forward to this!
Debate I have is whether to increase our mortgage to cover work done on kitchen/diner. We’d like to knock down wall between them (structural reports already sorted - RSJ needed) but aware that this will obviously cause a lot of mess so we’d then need to fully sort the kitchen/new flooring at the same time and there’s a couple of other bits that make sense doing at the same time (creating bifolds to garden, knocking door through from kitchen to garage). So, we’d need to borrow money to be able to afford it and that’s with us trying to do as much ourselves as possible. We don’t really have much DIY experience but dad is in the trade which is helpful. Maybe £20k needed to borrow. We can afford the extra repayments, but we could absolutely live with it the way it is for now. I’m worried I’m just acting like a brat and feeling entitled to the nice new kitchen where as I could just live with it. Also concerned that we won’t be able to do some of the work ourselves and then will not have enough money to finish the job which will be a bigger disaster.
Any thoughts?