Would you have a survey done in this scenario?

[AdamantEve]

House I’m buying is approx 4 years old - a self build so doesn’t have a developers guarantee. I’m expecting the conveyancer will double check all building work has been signed off etc by the council so there are no issues with planning or building regs.

Visually the house is in good condition, as you’d expect from its age. From research I’ve done, homebuyers surveys seem mostly visual and not in depth so not sure they would report anything we wouldn’t have noticed ourselves? Then a building survey seems OTT for a property of this age.

Don’t really mind spending the money as it’s pennies in comparison to the house price but wondering really how useful it might be? If it was an older house I’d not think twice.

What would you do?

@BurgerOnTheOrientExpress

You are clearly not actually reacting to what I actually wrote and are projecting based on some experience in your own life.

My last post explains very clearly the reasoning behind my first post based on the information the OP gave in their initial post. OP would have been crazy to go ahead and buy a 4 year old house which did not have any building guarantee. It would be a serious departure from accepted good practice not to have such a guarantee and would lead any reasonable person to wonder if the property has serious defects which prevented it getting a guarantee. Certainly the OP would have great difficulty in getting a mortgage on the property as lenders would have concerns about the lack of guarantee. That is a solid proveable fact.

As it turns out the OP clarified in their second post which came AFTER mine that in fact there WAS a guarantee so it turns out their initial post was unintentionally misleading and the information I gave was not relevant to the actual situation. My post was, however, correct in relation to the information available at the time I posted. The OP had been wrong and updated to that effect in their later post.

I have now clarified the situation in as many ways as humanly possible and I'm sure all other posters have understood. If you want to buy a recent new build with no guarantee you crack on. You would of course need to be a cash buyer as you wouldn't be able to get a mortgage on it, plus you would need to be happy that you would struggle to sell within ten years of construction as any buyer would similarly struggle to raise a mortgage on the property.

You clearly have some personal axe to grind here. Are you a self builder who failed to get a guarantee in place on your property?