If I buy furniture from the vendor I don't need to add its value into my mortgage application do I?

[Okigen]

Hi all, as you can see I'm buying my first home so please excuse a noob question. I agreed the price to purchase a property at 400k and have obtained mortgage offer based on that price.

Now there are some free-standing appliances that the seller offered to sell to me at £300 in total. If I take them, I don't need to disclose to the bank and/or reapply the mortgage at the value of 400300 do I?

I never have. If I bought anything from the peoples whose house I’m buying I have always paid them cash.

No. It’s not the property.

The seller has only offered them to you because they had no intention of taking them...

No. The mortgage offer is based on the value of the house. Not anything else the vendor feels like selling to you. Upping the loan amount may reduce your LTV and push you onto a higher rate.

No you just pay the vendor direct. Cash, cheque or bank transfer.

@smallgoon

The seller has only offered them to you because they had no intention of taking them...

It's easier to offer them to the OP then pay for them to be cleared and/or take numerous trips to the dump.

Super, thank you everyone