House underpinned in 90's, to buy or not?

[moveblues]

Lovely house, perfect area of Birmingham, reasonable price. Wonderful south facing garden.
But underpinned in 90's!! No further signs of subsidence/movement that we are aware of.
Would you jump in or avoid?

I’d be fine with that. Probably a better bet than nearby houses which may have the same issue but not been underpinned yet. Check the insurance situation, are they tied in to a specific insurer, do they pay extra etc.

Obv assuming you are getting a survey and surveyor reckons it’s stable.

Avoid.

Jump in! As long as paperwork all in place and you get a decent surveyor to look at it. It’s likely old enough now that you won’t even need to pay a premium on insurance.

You need to check the insurance situation. A friend told me that because her house has been underpinned, anyone buying it has to takeover her insurance policy on the building.

As above - check paperwork and insurance situation. Check with mortgage providers once you have the paperwork and insurance in hand. But I’ve bought underpinned, and underpinned a 17th century cottage then sold it.

My house is underpinned, never had problems getting insurance or anything. Better than being in a subsidence area without underpinning!