Home insurance for a doer upper plus mine shaft

[Moonlitdoor]

The house I'm buying needs work, particularly the roof which shows fire damage. It needs new rafters as a minimum.

In addition my mining report shows a mineshaft about 12m from the boundary of the property. Because of the garden the actual house is 30m in total from the shaft. I will have insurance for any subsidence relating to the shaft from the coal authority.

Any advice for getting insurance? We will have the money to fix the roof and hope to get it done as soon as possible. The mine shaft has a house on top of it. Although it appears that while this is the only shaft flagged on my report there are lots in the area. No subsidence claims within 50m of the property.

I am now panicking about buying the place but looking at the mining map all the areas we are considering seem riddled with mine shafts. I've even discovered that there are mine shafts near my current house.

So I can't in all honesty tick the home insurance question that the house is in a good state of repair. I will no doubt have to mention the mine shaft. Any suggestions as to where I look for insurance?

You should discuss this with a broker.
Old mining activity is very common. You could make further enquiries to check if the shaft has been properly capped off.

IME a mine shaft can put people off buying

There is a house built on top of the shaft that must be from the 70s or 80s, so I presume it was capped properly. The area is one with a lot of mining activity. I do worry about selling on. I have found insurance which is expensive but it's more because the building needs work. On the questions asked it was all about subsidence of which there is none reported within a 50m radius as per the mining report.

Are you doing it up to live in it or to punt it on

yes, speak to a broker.
we got crazy quotes for a property close to a river but on a hill and the broker was able to get a reasonable quote for us.