Affordable home marketed as "holiday home"

[pricedout]

I live by the coast, deprived area in terms of jobs and opportunities. Average wages are lower than national average. I need to leave my husband, I can't afford this house on my own (without changing back to FT) and I feel no love for it anyway. I need something slightly cheaper, the only affordable house in the area is marketed by the EA as a holiday home, it really grinds my gears.

I'm thinking of putting a note through the door (I assume it's not rented) saying I'll pay the price it's on the market at but I can't use the estate agent as the marketing description has really pissed me off. Is that bonkers? There's probably clauses that they can't sell now without paying a penalty anyway isn't there?

Educate yourself babe.

🙄

@AlbertBridge

Educate yourself babe.

🙄

I know I couldn't decide if babe or hun was more pass agg

I chuckled typing it anyway

Well done pricedout.

You'd best hope that everyone who had discounted it thinking it was a holiday home doesn't see the change and put in an offer!

@WoodPell

You'd best hope that everyone who had discounted it thinking it was a holiday home doesn't see the change and put in an offer!

I don't think I can afford it anyway, it was probably just a pipe dream while I'm so desperately sad about the breakdown of my marriage.

I hope you're able to find something.

@Treacletoots

You've said yourself it's tiny. Thats probably the very simple reason it's been marketed as a holiday home.

If you want something bigger, go back full time
If you don't want to do that then I suggest you take a deep breath and stop getting stressed by utterly ridiculous things. God knows how you cope with something that's actually an issue.

If you can't say anything nice, say nothing at all. The OP is dealing with her relationship breakdown, she can get stressed about whatever she wants.

I'm very curious about properties that can't be lived in 365 days a year. Where are they and why do they exist? I know about caravan parks, but have never heard of a "holiday home" restriction on a property before.

You can put in your maximum offer, they can only say no!

It's to do with council tax and other costs. You don't pay council tax, but another tax, if you let for 20 weeks a year, and I think you get mortgage interest tax relief if it's let for 210 days per annum. Or something.

So I suppose there's no such thing as a "holiday home" from say a planning perspective if it isn't on a holiday park, but you aren't supposed to turn a residential home into a BTL or a holiday let without informing your lender, the council, sorting out the tax.