Transferring mortgage from two names to one

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Just wondering if anyone would be willing to share their experience on this?

I'm divorced and sorting out the financial settlement with the ex. I'd like to take on the property in my name only, and he has agreed to this, but I'm waiting on the bank.

My application has been passed to their Mortgage Centre, and they may want to send someone out to do a valuation.

It's probably a bit of a length of string type question, but what can I expect from here on in? How often do banks send someone round for valuation rather than just use the figures they have already? I'm worried the LTV will decrease and put me in a bind. (I'm paying the mortgage now, and I'll have even lower payments if this goes through, I'm just on the top end of what they will allow me to borrow, unfortunately.)

I'm an estate agent. The market in my area is incredibly strong at the moment so when it comes to putting a value on your property you should be fine. Usually once surveyors are instructed it's pretty quick and you should get an answer a few days after the surveyor has been out. Hope all goes well!

Thank you!

You know how when you want something so badly, and the final outcome is completely out of your control? It's absolutely nail-biting!

I appreciate you taking the time to respond - that has helped me calm down a bit.

It's absolutely awful isn't it! Considering I do it as a job when I sold my own home and had the surveyor come over I was so unbelievably panicked!! Try not to worry I'm sure you'll be fine. Like I said they are usually pretty quick to get the report out once they've been

I had a desktop val so no one came round, they agreed with my suggested valuation (I was an agent in a past life, so I knew roughly plus minused a bit) all smooth sailing.

Oh good, fingers crossed.