WWYD? I'll caveat this with a giant "first world problems" upfront, and a name change because it's outing.
Briefly, DH, DD (3) and I live in a large two bed flat. I'm expecting DC2 and 3 later this year (boy and girl, if it matters). When I say "large two bed flat" - it's over 1,000sq ft and also has a "study" / third windowless room that was originally part of one of the bedrooms and then carved off at somepoint. It has an internal window to another bedroom. There's a garden, accessed round the side only. It's Victorian, and we're on the 1st floor between two neighbours. We're in an expensive area - this flat is worth over £600k now. There are rarely larger flats on the market (combination of market+ housing style). Houses here fetch £1.2-£1.5m.
Few other things -
- DD is due to start school next Sept ('22), so submitting school choices next Jan. There's a great 4-18 school in our neighbourhood that we'd like her to go to. This year it'd be marginal if she got in because they had a zillion siblings, but in other years she easily would.
- We've no idea if long term we want to stay orleave thecountry. We're not from here, I'm not loving the combined effects of Brexit and covid (who is?).
- Our finances are a bit odd. We could sell everything (shares, other properties) and have enough money to buy a house in the area but neither of us really want to. DH doesn't like the typical style of property, I think they're too big and high-maintenance, we broadly want DH to be able to scale back on work slowly and taking on a giant mortgage isn't consistent with that.
- If you move 1cm outside our area (and the school catchment) prices drop 30% or more. The primary schools are all broadly good but we'd then potentially have an issue at secondary if we hadn't left the country by then.
- Our ideal is buying something very run down or even a plot of land and doing it to our liking. Our neighbourhood is a Victorian conservation area so derelict plots are thin on the ground and building regs are draconian.
- DH currently uses the study to work and will likely continue needing to WFH a few days a week for ages yet.
- Our flat is a bit special in its design; large, unusual for the area and with a huge garden. I hate having no direct access to it but once we're out there I've basically got a full size allotment on the go and another 60 sq m of lawn. It'd be unlikely that we could have the same again.
So - what would you do?
a) Stay put. Babies can be in with us/in the windowless room for a while yet, after DD gets a school place you can start considering your options.
b) Stay put but do some work to current place - get rid of study, or swap study and bathroom, or leave study as is but swap larger bedroom (ours) for DCs and they can all share thelarger room in time. Don't move unless you know you're actually staying in this country.
c) Spend more than we'd like on a house in the area now.
d) Start looking now for a larger place, out of area, before the chaos of newborn twins kicks in; DD can always go to whichever primary and you've no idea what things will be like come secondary school anyway.
e) Some other thing?
WWYD?