Hi!,
So essentially I'm hoping there's a few amongst you who've been through this. I'm attempting to buy my partner out, affordability isn't too much of an issue but him piss taking is, IYSWIM. He is quoting outstanding mortgage cost as A. On questioning as I believe him to be over quoting, he eventually admits A is based on mortgage (b) plus ERC (c). As the "buyer" Is A my concern or am I right to base our costs on b and let him deal with any ERC. Obviously he could port to a new property, I think he's being a cheeky fucker and my plan is to chug away based on b. Am I wrong?