I’ve been getting quotes to replace my kitchen. The existing one is 30plus years old and needs to go. But quotes are so variable - from £10k before lockdown to £43k this week from a local supplier. The £43k quote was no different from a £12k Howdens quote. I feel angry and a bit humiliated by the very high quote. It felt like being ripped off by a conman in a bazaar - for example no choice over tiles, just very expensive ones included in the quote which were not even to my liking. My true budget is around £20k. I want to treat myself and get something nice but not to pay over the odds. I have savings. There is no way on earth I would pay over £40k for a pretty ordinary horseshoe shaped kitchen - no island etc. Who is paying that money? I don’t live in an expensive area, average salaries here are not high, I am baffled. Are interest rates so low people just whack it on the mortgage?