So the surveyor didn't give a market value for the property. Just said price agreed was 'fair' but on phone said I might struggle to get same price after stamp duty holiday ends. I probed for a market value from him and he said:
"It is not possible to value in the future but it is reasonable to say that after the stamp duty holiday ends the market will slow down from its present buoyant state - how much it will slow down and for how long nobody knows.
Valuation is not an exact science and if you asked three valuers to give their opinion on this property it is very likely that they would all come up with a different figure. Valuation is largely based on comparison with the SALES of similar properties in the area and as you know this property is a one-off and therefore there are no direct comparisons.
If you are very uneasy with the present market situation you might be better waiting until the stamp duty holiday ends and the market slows down before buying.
If you need a second opinion of the value any local Chartered Surveyor should be able to provide this.
I hope this helps."
What do we reckon? I'm a bit peeved to be honest.