Indemnity policy

[catchyjem]

Looking for reassurance... my solicitor has emailed me saying that as our seller cannot provide evidence of a legal right of way to the rear access that we should take out an indemnity policy. Thing is, the property has no rear access! I've just emailed him saying there is no rear access so we do not need this policy. For some reason I'm now doubting myself. I haven't missed anything have I ? I don't need to insure against something that doesn't exist do I ? We are exchanging next week and I think the stress I getting to me!

I think I'd go back and check with the solicitor what they mean., especially as the working of the indemnity would need to be clear in terms of what it relates to. Also, it's up to the seller to provide evidence and if they can't, surely they would be giving you an indemnity.

Maybe there's something in the paperwork that intimates there was originally rear access. Either way, if you don't believe there's rear access, then you didn't plan on using it on moving in, and can live without it.

wording not working!

Thanks for your reply. There's definitely no rear access and don't think there's ever been. I honestly don't know where they got the idea there was. I've read all the paperwork and can't see it mentioned. The seller can't provide evidence of it as it doesn't exist and has declined to take out the indemnity themselves, which I can understand really.

Ask for clarification from your solicitor what document he is referring to that indicates there's a right of way. And it is usually the seller who pays for any policy, not the buyer.

Ok thanks