Electric underfloor heating Vs gas fireplace

[ComfortFoodCorner]

We have decided on porcelain tiles for flooring. Our ground floor area is a decent size, not too big or not too small. My friend has the same tiles, with neither UF not fireplace, just with the radiator heating, her floor is not too cold and manageable.

We can't have gas UF, electric is the only option. The fireplace we liked at is 5KW and quite good one, Inspire 800. And we have a chimney as it's 1930s semi. So we thought fireplace would add nice value to the house and added beauty. It has beautiful granite+quartz hearth.

Now with all the prices, we can either have UF or gas fireplace. Not sure which one to go for.

One of my friend's said that she had a faulty UF, and had to rip off the tiles to fix it.. And with UF steam mopping might not be possible.

What would you go for in this situation? I forgot to mention it's a open plan living/dining, with bifold doors. There will also be another radiator on the wall with 10KW heat.

Kindly share your thoughts..

Another alternative is to invest in insulation. With enough of it, you could avoid needing to heat it at all, as body heat does the rest - but it could be pricey. Electric heating is expensive too, but if you want it, then I would use an electric water heater to pump hot water to traditional radiators - so no risk of underfloor electricution... and easy maintenance without ripping up floors. Roof and floor insulation could reduce the energy bill too.
If you don't want to see radiators, then run a hot water pipe under floor. Use a 25 metre long PVC pipe which can be spiralled under the floor with no leaking joints. Then create only a couple of small access points in the floor (or next room) to be able to check that it isnt leaking where it is connected. Put insulation under it too. Kingspan, Xtratherm, Cellotex are all practically identical insulation sheets that contain no nasty fibreglass dust. It can be purchased in different thicknesses (2.5, 5, 10, 15, 20cm). Thinner is cheaper, but thick insulates much more. If you can afford it, and if there is space, go for at least 10cm to 15cm thickness. It can be cut to fit between the floor joists too. There are existing underfloor hot water systems, but you could DIY it as described with a bit of ingenuity. Good luck!

What about a log burner? So much cosier!

Electric underfloor heating under ceramic tiles, no question. Frees up wall space too