I own a flat in a small building. We have just found out, after complaining, that the agents are paying £25 for ten minutes a week cleaning of the hallway and communal - one flight - stairs. And they are barely there for 5 min and do an awful job. Does anyone know if I can just do this myself, unpaid, or will I have to insure myself? The other flat owner is on board but I want to know if I injure myself (by falling down the stairs for example) what are the consequences for me and the other owner?