What is an appropriate offer?

[zippyswife]

I've sold and the chain behind me is complete- everything has been done but the house I was buying has fallen through so I'm looking for a property.

I've seen somewhere, we haven't fallen in love with it but it has a lot of potential and it could be a good home. It's a no onward chain (probate) apparently they want it to go to a family as it's been in the family for 40 years until the lady died. We fit the bill with 3 young dcs and are in a good position to move quickly.

It was originally oieo 850 which changed within 2 weeks to 850. The estate agent has said they will take an offer as they want to sell.

Is 815 insulting? I don't want to offend but I don't want to go in too high when we're in a good position.

Go for it. The house is worth what someone is willing to pay for it

Sounds good to me. Imagine they will come back asking for more though, so decide your top figure.

815 is not insulting, no. Thats offering 96% of asking price which I think is excellent for them.

I don't think you can insult someone with an offer. They either say yes, or no, or haggle with you, dependent on their personal situation. But I'd hope they wouldn't be insulted