Grateful for any advice on this!
We own a property that we bought without a mortgage so didn't encounter any of these problems. Unfortunately now we are trying to sell it and having all sorts of problems.
For sale is the one main house which has a postal address and all it's own utilities and also a self contained cottage in the garden.
As far as we were aware we were buying one plot of land with a main house and annexe.
This cottage is fully equipped with its own shower room, kitchen and gas ch, has its own postal address (rear of main house) separate utilities, council tax, phone line etc. The only thing the properties share is water.
Our buyer has pulled out (after 4 months of faffing) as they don't work in the UK and are struggling to find a lender to accept them not being paid in Sterling and also they consider the property to be 2 separate mortgageable residences.
Anyone have any idea what we can do?
We did speak to the council when we first bought the place as we didn't realise that we would have 2 x council tax etc. They said that possibly removing the kitchen and heating etc in the cottage would allow it to be reclassified but having the extra space is obviously a selling point (in the area of Snowdonia NP). And removing it all will lower the value!