Or anyone else with Damp / Flooding experience please?
I have an 1880 Sandstone 4 story house (originally basement and ground floor, top two floors built and completed in 1880)
The basement level is totally below ground at the front & 2/3 below at the back inc windows. There is a back door at g/level, & 3 steps down.
When we purchased in Aug 2006 the tanking work which was commissioned by the sellers (as a provision of their own mortgage - they bought and sold in about 9m! after a divorce they said) was still wet. It was 'DPM' with a concrete topping'. It had a 10 yr guarantee.
It has failed.
There were damp patches on the walls and damp smells in the first year. We called the contractors back. They were so aggressive that I thought they were going to hit my then husband. They repainted a wall and tried to charge extra. With hindsight I should have called insurers.
The main problem is that the floor has joins in. When the water table is high water ingresses through those joins. It has never been more than an inch, it is not every year, we have put up with it and not claimed on insurance. Now however, we have 6" in the basement. I am not sure if we can claim on the insurance, I will need to speak to them.
We don't live in a flood area / near a river but the lane at the back can flood under the cottages behind us doors annually. Our water comes up through the floor, not under the back door as we have a good drain outside the back door so we are not subject to 'local flooding' at all.
My worry is: we cannot have the current flooring drilled up. We live here, & it would be massively disruptive / not poss to move out. The house is sandstone blocks, and there has been historic movement over the years (not serious but don't want to cause any more!).
Is there anything that could be done, to make it worth an insurance claim, to layer over what is already there please?