Help please, this is a very last minute thought and I'm struggling to weigh up the pros/cons. These are both new builds, both by small local developers and both done to a high standard/similar spec.
House A.
4 bed detached, front and rear gardens, 2 parking spaces
Garage optional extra, can't be added on to mortgage and is £15k (we can't afford this, so can't have it)
Great location, walking distance to beach, park, childcare, shops and public transport links
Downstairs room sizes are a generous length, but slightly narrower than we would ideally like. However we have planned rooms out and measured everything and all our furniture will fit comfortably, so it's more preference than need.
Upstairs, child's room, spare room and bathroom are perfectly fine. The master bedroom is smaller than we'd like, although we can fit our king bed, chest of drawers and 2 bedside tables in there, we can't fit our wardrobes. The second spare room (smaller) would need to be used as a dressing room/office so all hung up clothes would need to be stored in there.
General concerns about storage space, between lack of built in storage and being unable to afford the garage.
Garden is private, not overlooked and a decent size.
We have reserved, completed valuation/solicitor searches and have an approved mortgage in place and are literally days from exchanging on this house. It would be ready to move in to by March.
House B.
4 bed detached, front and rear gardens, 2 parking spaces and internal garage included in price and can be mortgaged
10 minute drive from house A, but into a more rural area. Unable to walk to shops, childcare, park etc and would need to drive 10 mins to the location of house A for these things.
All room sizes are bigger, not loads bigger but enough to make the house feel more comfortable. There are built in wardrobes in two of the four bedrooms (however not the master with en-suite, so clothes would still be in a different room)
Garden is a bit smaller than house A.
We would lose our valuation fee/solicitor searches fee, be back to square one on application and the house won't be ready for 18 months.