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Are Council housing or HA still possible in central London?

53 replies

heavenon · 25/06/2020 14:38

So my earnings have been affected due to Coronavirus and I now depend on benefits which are not even enough to cover my rent only covering 80% of it without bills and food! Im in central London in one of the most popular boroughs and Im scared I will be evicted very soon and be homeless. How big are my chances of getting a council flat or HA in todays climate? How to get the highest priority?

I also know that council flats can be bought when one has lived there for a few years I believe is this the same with Housing Association? Im just thinking for the future here just in case... thanks to all in advance. Getting on the coincil flat you need t contact the council but who would I need to contact for HA flats? I would like to apply for both just to increase my changes.

OP posts:
stewe · 26/06/2020 01:48

I'm in a council flat in Islington (zone 1) and there is quite a lot of council housing in this borough, and neighbouring boroughs like Camden. It's not easy to get, but it isn't impossible. I needed a lot of evidence and pressure from my social workers and psychiatrist, and I was also homeless and leaving a DV situation, with a disabled child (and being disabled and on PIP myself).

I didn't have to go into temporary housing, I was allocated to my council flat within 11 months, as I was coming out of a psych unit and my consultant said temporary housing would be disastrous for my mental health.

There is still RTB on council flats, but the discount is capped, and you need to have lived there for 3 years before you can apply. I don't think all HAs have RTB, and the discount is much lower even if they do allow it.

If you do apply for PIP and get it, it will mean you will no longer be affected by the benefit cap, so that's worth doing, although it will take months to get a decision.

Tavannach · 26/06/2020 02:00

I know someone who was born in central London and lived there all his life. He has been told the council waiting list is 28 years. Realistically he'll never be housed. He's pushing 40 now, works and has always worked and yet still has to stay worh his mum for periods because of the expense of accommodation in central London. It has affected his relationships and his mental health.
Think on that when you talk so glibly about buying a council house in an area you have no real connection to.

Shinesweetfreedom · 26/06/2020 03:57

About as much chance as me winning the lottery.
And I don’t play the lottery.
You are going to need to find a job fast or move to cheaper private accommodation outside London,or both.

NellWilsonsWhiteHair · 26/06/2020 06:20

@Tavannach

I know someone who was born in central London and lived there all his life. He has been told the council waiting list is 28 years. Realistically he'll never be housed. He's pushing 40 now, works and has always worked and yet still has to stay worh his mum for periods because of the expense of accommodation in central London. It has affected his relationships and his mental health. Think on that when you talk so glibly about buying a council house in an area you have no real connection to.
I really hate that this is a thing. People are so ready to get up in arms about people from Cornwall etc not being able to afford to live near their families because costs are so high thanks to second-homers, but there often seems to be much less sympathy for Londoners in the same situation and an acceptance that you should just cut your cloth regardless of your connection to the area.

I grew up in a really-not-that-desirable zone 3 borough (where I still live) and most of my peers have had to move further out to afford to live (to rent a small place, not to buy or size up!). It’s crap that housing is just so impossible, and it’s crap that the conversation is so dominated by people whose position is so different they just don’t have a clue. My housing costs (first rent, now rent + mortgage) over the past seven years have never been less than 40% of my net income, and at times it’s been 60%. And I’m incredibly fortunate in comparison with most of my old classmates!

Orchidflower1 · 26/06/2020 06:28

I would look for somewhere cheaper ASAP. If you’re single and are likely to lose your job is there a possibility of relocation to a different part of the country altogether to help with money worries?

rose69 · 26/06/2020 06:57

Try you council's Homelessness Prevention Team as they may be able to advice on benefits and help you negotiate with the landlord the second part of your question about buying potential council or HA accommodation answers the first.

Julyisnotamonth · 26/06/2020 07:16

London is not like cornwall though. Londobs transport links are far better and more frequent than cornwall's for a start.
I think people would do well to widen their horizons and live elsewhere than expect generation upon generation ghetoising the area. I fibd it very sad to want to live your whole life in one area.. how narrow minded.

KingofDinobots · 26/06/2020 09:10

It’s easy to say you don’t want to be in temporary housing, but the reality is that’s the best you are going to get in London.

Start from the basis that there is no social housing in London, and look elsewhere.

Benefits go much further outside London. The amounts will reduce slightly but the cost of living is much lower, you’ll still be better off.

What do you do? And is there any other part of the uk you like?

GreyGardens88 · 26/06/2020 11:40

@Tavannach

I know someone who was born in central London and lived there all his life. He has been told the council waiting list is 28 years. Realistically he'll never be housed. He's pushing 40 now, works and has always worked and yet still has to stay worh his mum for periods because of the expense of accommodation in central London. It has affected his relationships and his mental health. Think on that when you talk so glibly about buying a council house in an area you have no real connection to.
I'm priced out of where I grew up in and my parents still live. I've done what everyone else does in the same situation - move elsewhere Hmm
Tavannach · 26/06/2020 11:55

I'm priced out of where I grew up in and my parents still live. I've done what everyone else does in the same situation - move elsewhere

I agree that is the only choice now, but it should not be so and it does not benefit anyone that it is so.
There is a real need for social housing for lower income groups. The major central London hospitals still need nurses and support staff for instance.
Family circumstances can require people to be close at hand.

mencken · 26/06/2020 11:57

right-to-buy and lack of replacement, plus rocketing population and oh-we-must-all-live-in-London are the sources of this problem.

bet Shelter won't tell you that...

heavenon · 26/06/2020 18:45

@stewe when did you get your council flat? Was it recently? Or very long time ago?
Because it’s only in the next few years that is has become extreme difficult to get one.

OP posts:
Pirandello24 · 26/06/2020 19:17

I am currently working with a family in Camden where there are 9 of them living in a 1 bed flat. And that's not even that unusual. I'm afraid you stand no chance given your circumstances. Could you take in a lodger?

Antipodeancousin · 26/06/2020 19:21

I wouldn’t waste any more time thinking about social housing, it’s just not going to happen and you will be so frustrated and distracted by the process that you will miss out on formulating other plans or opportunities. The personal circumstances of those who are allocated SH in London/the SE are commonly like @stewe described. It’s tough that you’ve lost your job but this doesn’t mean you will never work again. Your medical condition does not sound anywhere near severe enough to be of relevance at this stage.

HappyHammy · 26/06/2020 19:27

Will you be going back to work somewhere else and can you move out of central London and rent somewhere a bit cheaper. How much is your rent.

24hoursfromtulsa · 26/06/2020 19:29

There is social housing in the very centre of London. I have a friend who lives in a flat really near the Royal Opera house, one who lives in a flat near Holborn, and another living near Edgware Road tube. All social housing, but I'm not sure if they are council or HA.

Two of them live in small one-bed flats suitable for single people.

But whether or not there are any free and you'd be entitled to be considered for one, is another question.

Shinebright72 · 26/06/2020 19:41

You will be getting supporting letters from your GP and any other services you may be in touch with. I can’t imagine a lawyer can help you with your housing situation. I’m not a Londoner but I’m well aware of the housing issue!.

Are you familiar with any where else? Would you consider another location perhaps where your family live or friends?

june2007 · 26/06/2020 19:49

Ok going back some time now. I was living in West London a colleague had a council flat in one of the Roehampton block of flats. Aparently because it was a high floor families didn,t want it. So worth applying, just be prepared for a no and worth applying for pip you hear bad things but it wasn,t bad for my husband.

NellWilsonsWhiteHair · 26/06/2020 19:53

And I find it very sad when people don’t even have the option to stay living locally to their families, or to return close by later on (eg to better facilitate caring arrangements in either direction).

Londoners (recent, lifelong and generations-back, alike) experience some real benefits which are not shared across the country, I get that. But I think there is this assumption that it’s more reasonable to expect us to have to move around and away from our roots than other people, largely because of an underlying assumption that we’re all incomers anyway. (Definitely many of my colleagues - in London! - assume that everyone’s parents are somewhere outside of London, and that everyone will also move out of London to raise families etc. This isn’t universal, but it is very widespread.)

The transport links thing is true to a point, but not always that straightforward. My sister has moved out of London to a nearby commuter town which probably sells itself as ‘30 minutes to london’. Well, it’s 30 mins to Euston, but if she wants to visit me she then has to jump on a tube and then walk 15-20 minutes from the station, so from her station to my door it’s about 70 mins - and I am comparatively near to Euston (it’s the right side of London, and one of my nearest mainline stations, so this is not a ‘contrived for arguments sake’ atypical example!). There’s nothing at all wrong with choosing to live 70 mins minimum from your closest family, there’s everything wrong with having no choice at all about it.

Ironically, the ‘ghettoising’ in my borough comes from the comparative shortage of social housing meaning it is overwhelmingly accessed only by those who have really profound levels of need. So you have massive blocks full of almost exclusively highly vulnerable people. That’s problematic, in a way that ‘people unadventurously spending their lives in the same corner of the earth as their parents did’ really isn’t.

NellWilsonsWhiteHair · 26/06/2020 19:55

@june2007

Ok going back some time now. I was living in West London a colleague had a council flat in one of the Roehampton block of flats. Aparently because it was a high floor families didn,t want it. So worth applying, just be prepared for a no and worth applying for pip you hear bad things but it wasn,t bad for my husband.
Whilst it’s always worth trying, these examples invariably relate to a very different era! ‘Hard to let’ housing just isn’t a thing in London any more. (The Grenfell tower inquiry neatly illustrates that - lots of young families and very disabled households accepting flats near the top of a tower block because there was no other option available.)
KingofDinobots · 26/06/2020 20:02

The OP is not going to get social housing in London.

No chance at all.

The demand has massively outstripped supply for a good few years now.

Best thing is to focus on other options.

HappyHammy · 26/06/2020 20:07

Maybe look at jobs that offer subsidised accommodation like healthcare or a hotel.

DisobedientHamster · 26/06/2020 20:17

Wow, so what you really want is a flat to buy on the cheap and not to have to go through any hardship like temporary housing to get it. You have money to hire a lawyer to try to bamboozle your way into getting what you want because you're special but not to save up towards a deposit on another private rental. Nice. No wonder there's so little social housing now.

throwaway201809 · 26/06/2020 20:37

If you're single with no children then you've got very little chance of being housed in central London. You'd be best to leave the city, or try to find a house share.

London91 · 26/06/2020 21:25

OP sorry you're going through this worrying situation. If you don't mind me asking, what medical condition do you have? That may affect whether you are found in priority need. Get hold of any documents you have regarding this condition, the more detailed the better.

Do you have a date you're going to be made homeless or are you just worried about it? If you have a date or it's looking likely then look at making a homelessness application.

It is likely you'll be placed in temporary accommodation. The waiting list for social housing is massive and you will likely be there for a long time. As a single person it may well be shared accommodation or you may be luckier and be placed in a hostel or a studio. I think you need to be realistic about the possibility of being in shared accommodation. Quite often they are not within the borough you live in, so you may well be placed further away than ideal. The council will probably try to encourage you to look in the private sector, it's likely you won't get social housing and you'll end up in either housing association or the private sector.

Each council has its own policy but most London boroughs either have a shortage of social housing or they simply don't have any due to it all being sold off.

Flowers