Has anyone applied for a mortgage during lockdown?
Did the lender accept previous payslips prior to furlough or stuck with the past 3 months regardless of them not being a true reflection of earnings?
We have had an offer £20k less than asking price on our house that went on the market 2 weeks before lockdown. We didn't have a huge amount of interest but one of the viewers has now offered.
We need to apply for a mortgage if we accept the offer but i think we need to wait until our payslips are back to pre lockdown money, if we do that we may loose our potential buyer as they're not going to wait at least 3 months before proceeding.
Thank you