Bit of a quandary. After many years with permanent contracts DP and I are both on fixed term contracts at the moment and have found we probably won't get a mortgage as we don't have a track record of contracting.
Do have have to declare you are on an FTC on a mortgage app? Do they check? I don't remember any checks when applying for first mortgage a few years ago. Even in a permanent job I could've been made redundant at any time, so I'm not sure why fixed term is considered such a high risk they won't lend lend anything (calculators say zero).
This is complicated in that my contract expires in August so doesn't even have a good long chunk left on it. DPs is next spring but much lower salary.
Obviously not the best time to be job hunting but both doing that now in the hopes of securing something permanent for mortgage purposes and because we'll probably be the first out when covid redundancies hit.