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Moving - house just not right. Perfect timing (not)

4 replies

fringeandtrainers · 11/05/2020 10:18

Hello all, I posted a little while ago. My partner and I moved into a lovely house in October, we've done up the kitchen and a few other bits of sprucing. Unfortunately, the area is just not for us, I think you never really know until you live somewhere, but it was a niggle when we moved in which has just got bigger and bigger and has been exacerbated by this lockdown and being stuck here.
I would like to port the mortgage (which my mortgage broker said is fine) - possibly add some more funds if possible. But obvs we would need to sell the house first. We can't to that straight away as i'm nearly 37 weeks pregnant (why not complicate things that little bit more?!)

I suppose i'm asking, what would you do if you were me? I've tried to see the pros and cons etc but it's just not quite right for a number of reasons which were not obvious to us when we moved in.

OP posts:
OnlyFoolsnMothers · 11/05/2020 10:31

I’d say the bigger issue is no one can really view or offer on houses atm- in normal circumstances I’d probably list my house pregnant and expect to move in 3/4 months time.
What are the niggles?

Loofah01 · 11/05/2020 10:38

Paying stamp duty again will be a bugger! I'd just get it on the market and plough on.

Cottipus · 11/05/2020 11:06

How suitable is your current home for a baby/toddler? Are the area problems major or just niggles?

If the house is suitable for a small family and the area just a bit meh I think I’d be tempted to wait it out a bit, especially with baby due imminently. I changed my mind loads about what I wanted in a house with a baby, now a 2 year old. Our area is ok, it’s convenient and our house is very affordable (so we can save every month) and suitable for a small child but we will probably look to move to a “nicer” area when DD gets towards secondary age.

On the other hand if the area is truly awful or you are really unhappy then I would just cut my losses and put it on the market when baby is a bit older and things have picked up.

fringeandtrainers · 11/05/2020 14:04

That's really good advice, thanks everyone. It's so odd to be in this limbo. I'm going to wait it out a little, particularly over the Summer. Tempted to see if there are any stamp duty changes as they keep hinting at that to get the market re started! But I am sorely tempted to get wheels in motions (like organise broker, value it remotely etc) just so we see what the options are.
The niggles are:

  • neighbours are a bit shit (noisy, messy after a honeymoon period of being really quiet and telling us how much they were renovating, the sunny weather has come and it's musical barbecues and loads of guests)
  • road busier than predicted
  • job opportunities in the area are a ilttle lacking (i'm fine for now, but for the future, i'd prefer to work closer to home and it's just not quite what I wanted)
  • schools are ok (have a 3 year old) but the walk to them is a bit grim
  • close to my parents but tbh after all that has happened, I'd prefer to be even closer

Fingers crossed that there was some growth and the new kitchen will help with resell, if we could cover the stamp duty, that's all i'd be bothered about. We moved from somewhere smaller and further away but I never felt unsettled there. Here I do.

Thank you for indulging me, I know there are bigger things going on

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