Quick poll: Would you buy a house that had been flooded, albeit not substantially?

[WideWebWitch]

Yes or no?
TIA.

[QueenofBleach]

NOOOOOOOOOOOOOOOOOOOO

[redtoenails]

no

[Budababe]

No.

We got back from holiday 2 weeks ago to discover that our basement had flooded while we were away. The mess was awful. It still smells. We lost stuff that couldn't be replaced.

And we just kept telling ourselves that it could have been so much worse and remembering the terrible floods in UK over the summer.

Would you honestly ever really relax?

[expatinscotland]

NO

[SecondhandRose]

No, flooding is going to get worse in the future not better. We are on a lovely big hill.

[SlightlyMadSCAREYthing]

No. We rented a house that had been flooded by freshwater from frozen pipes that had burst over the XMas vacation.

2yrs after the flooding the house was still riddled with mould - even upstairs where the water level didn't even reach IYSWIM.

I am sorry from pas experience the answer woul be no

[montmerency]

No!

Who know what underling damage was caused - also think about insurance costs!

[Twiglett]

No

I would worry about hikes in insurance premiums, and whether I'd actually be able to get cover in the first place

I'd also worry about future floods

and then I'd worry about the possibility of selling it on later ... if you're wondering about whether its not the right hting to do then other buyers will too

And also its grade 2 isn't it? doesn't that mean its excruciatingly difficult to progress any building works

sorry know you love it ... but I think there's a reason they're willing to drop price and that will be based on the number of people who have shown an interest

just think extremely carefully about this one www

[Polgara2]

Not under any circumstances - but then I'm a worrywort too!!

[WideWebWitch]

Oh goodness, thanks for all of this, this is pretty unanimous! We've just wandered past it and I really do love it but if you put the postcode in it comes up as 'substantial risk, > 1 in 75 chance' and apparently there are only 400 000 houses in the UK in this category. I called one insurer at random before we made our offer and they said they wouldn't touch it but I haven't tried any harder/called any otheres since the offer was rejected etc. So I bet a lender would have a problem with it too.

Oh pants. I really want it. I love so much about it. I'm v interested to read JackieNo's post though, hmm.

One of my v sensible RL friends said today "I know you. You do NOW. So you want it NOW but when you want to sell you'll want to sell it NOW and you won't be able to because it's been flooded. And you'll say 'I wish I'd never bought this fking house' and you'll stomp around and be pissed off

She's known me 30 years, she's probably got a point.

[MrsScavo]

Er, no.

[MrsScavo]

(Unless it was really, really cheap)

[mytwopenceworth]

nope. Would be too afraid of it happening again - especially with recent massive floods and predictions that we can expect this type of thing from now on.

[WideWebWitch]

It's not really really cheap but it's just come down to 88% of original asking price

[yomellamoHelly]

If there were measures I could take to prevent another flood, I might - but only at a ridiculouly cheap price. I'd be thinking of my insurance premiums and resell. I'd also be wary of spending too much on getting the house the way I wanted it because the chances are that the next person buying it would also expect to pay only peanuts so I wouldn't get it back.

[LIZS]

If it is listed you maybe able to get grants to remedy any problems and reduce future risk. Ask who it is insured with atm, contact them and ask if they would continue to do so and for how much. It sounds like it might require a specialist company anyway.

[WideWebWitch]

Ooh LIZS, that;s a glimmer of hope. I think we'll go and see it again and ask more detailed questions about the flooding/insurance.

[TakeMetoBedorLosemeForever]

no way youll never sell it
the next few yrs flooding will get worse and worse

[Ripeberry]

NO, living on a hill is much better.

[pointydog]

NO

[LIZS]

btw perhaps I should admit we live on the top of a hill !!!

[MerlinsBeard]

not if flooded by a river/lake, there is a very real chance it could happen again esop given this years weather.

If it was floded by an over active washing machine, thats different!