Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

Property/DIY

Join our Property forum for renovation, DIY, and house selling advice.

Conveyancing process

11 replies

afrikat · 06/03/2020 10:32

We are about 7 weeks in. All enquiries have been dealt with on both sides (two house chain, we have first time buyers and our vendors are moving in with family). We are nearly there right??

OP posts:
applepeartriangle · 06/03/2020 10:34

Probably not. Conveyancers are so slow. We are in the same position as you. We sold mid dec and are still waiting to exchange.
All enquiries have been done for weeks.

applepeartriangle · 06/03/2020 10:34

We are moving into rented and our buyers are first time buyers.

AGreatUsername · 06/03/2020 10:38

Quite possibly. We are in the same situation. We’ve sold to FTB, and are buying a vacant property. All finances, enquiries and searches are complete. We are signing contracts on Monday to exchange in the very near future (and I can’t see why not, nothing remains to be done on either side) and complete hopefully next month. Our conveyancing hasn’t been slow at all, we’ve kept in contact at least once a week and they’ve been really good. It’s been 4 weeks since we paid for searches and had our mortgage offer so it’s been speedy.

afrikat · 06/03/2020 10:42

Is there anything specific that needs to happen once all enquiries dealt with? I know all searches are back also

OP posts:
GreyishDays · 06/03/2020 10:59

Mortgage.

applepeartriangle · 06/03/2020 11:41

Mortgage, contracts signed, mortgage survey, homebuyers survey, leasehold paperwork etc if needed, management pack if needed.

afrikat · 06/03/2020 11:42

Mortgage is all sorted on both sides, we signed our docs a few weeks ago and we have also signed the exchange docs for the sale.
Haven't signed exchange docs for the purchase which is something I assume needs to happen?

OP posts:
Spickle · 06/03/2020 12:16

The Contract and Transfer on a sale is usually signed earlier than on the purchase, but it will sit on the file until your buyers have signed theirs, which they will get when their solicitor "reports" to them.

Your solicitor will also need to "report to you" on your purchase. This is when you will get the Contract to sign for your purchase. The report stage is generally when they are in receipt of all paperwork, all enquiries have been dealt with satisfactorily (or at least most of them) and they are nearly ready to exchange subject to everyone else being ready too.

The report details all the information the solicitor has found out about the property. You should get copies of the enquiries they raised and the replies, together with other relevant copies of documents about the property (i.e. searches, cerificates/warranties, mortgage offer and deed to sign). The report should also include the Contract (and mortgage deed) for your signature, along with the SDLT form (unless you are instructing them to fill it in on your behalf).

Once the solicitor has all the signed documents back from you along with anything else they've asked for, they will need to review the file to make sure everything they need to exchange is there, as well as check that your buyer's solicitor is ready and your seller's solicitor is ready. They will not be able to exchange without the signed documents.

They will then ask for a preferred completion date which has to be agreed between all parties and then will request your authority to exchange. The buyers at the bottom will need to transfer their deposit to the solicitor.

flyjngfish · 06/03/2020 12:32

We had the same as you- all I can say is keep on calling and pestering them! We were calling daily to get things moving as it seemed we were at the bottom of the pile!
Seemingly easy sell ended up taking Months!

Pipandmum · 06/03/2020 12:50

What has held up my purchases recently are the managing agents releasing accounts. This applies mainly to flats and leasehold properties though.
Back in the day (80s) you could (can one still??) have much of the conveyancing done in a few days by paying someone to go in person to do the searches and have a snappy solicitor and estate agent. I once viewed a flat and was ready to exchange five days later; mortgage valuation and offer, queries, survey, searches and all paperwork done in that time. Those were the days! Now I'm a cash buyer and it still takes four months!

afrikat · 06/03/2020 13:39

Spickle that's really helpful thanks!

OP posts:
New posts on this thread. Refresh page
Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is closed and is no longer accepting replies. Click here to start a new thread.