Does the house alarm need to be on for the insurance to be valid?

[CatAndHisKit]

I will be going away for a week but would prefer that agents had access re a house viewing that week.
I have a house alarm which insurers know about, so could I still claim if any break-in were to happen while alarm is turned off? It's a relatively safe area but not guarantees obviously.
Thanks!

Possibly. read your policy to find out.

It's a reason for not telling them. Allegedly there is a small discount if you have an alarm.

In some high risk cases, they will only insure you if you have an alarm to a certain standard, and it is maintained, and turned on when you leave the house or go to bed.

It depends on your insurance documents , my doors need to be locked with five point locks or multi point locks and my windows with a removable key or my insurance will be invalidated. It doesn't say my alarm needs to be on but it might do on yours.

If you don't use the alarm you need to put alarm down as no on your policy. In most cases in our company it doesn't even give s discount to have an alarm

purple but I assume I can't change a 'yes' to a 'no' at will?

PJ, I dread to think what are these high risk cases!

Woe yeah that's very prescriptive! I would of course use all my locks on doors and windows though no key for windows.

As I have declared the alarm, it sounds like I must use it. Oh well.

Yes you can change it. You can ring them and say I don't use the alarm all the time so I'd like to put it down as no because of that. It's not a problem to do that

Yes, if you have told them you have an alarm.

Your insurance may be able to change and then revert when you are home. I rang ours when we had the house rewired while we were away, and it was easy to have our premium adjusted while we were gone. That was for three weeks though, so a week may be different.

You will probably invalidate your insurance if the alarm isn't switched on the whole time you are away. Best to check the policy or phone insurers.

can’t you just give the agents your alarm code and change it when you get back.

If you told them you had an alarm but don't, you have mislead them. Fortunately, the law has changed now so they wouldn't be able to use it as a reason to avoid your policy. They may be able to decline a claim. You can sort it out now or as someone said, at least call them and tell them. If you said no but have now added one I doubt they'll give you a reduced premium as your midway through the period of insurance but it does no harm to tell them and next year, you may have a reduced premium.

kirinm I did tell then that I had one, and I do! I'm not after reduced premium, but may call then re my question.

purple interesting - may do that but it's only this time round.

thank you for all replies, consensus is ,, I should use it.

iusedtlove not sure I'd trust them to check everything, I prop doors that are on draft paths etc.