We're re-doing the flooring throughout the downstairs of our Victorian house. We are insulating under the floor boards and after spending a LOT of time down the Karndean vs vinyl vs hard wood vs laminate rabbit hole, have chosen good quality laminate.
Our kitchen is a different story though. There isn't a lot of space under the floor for the ideal thickness of insulation (although we will put in some at least). It is also the coldest room in the house with absolutely no direct sun ever. I love the aesthetic of patterned tiles on the floor. BUT is that cold madness? It the such a thing as warm tiles?