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Fundraising to buy Mum's home - is this right?

77 replies

cc12313 · 20/11/2019 10:32

Hi Everyone,

Hope you all are having a lovely day!

Just to give you a bit of backstory, My Mother, brother and I are living in a council home and have been for all our lives. My father and his Mother etc. lived here for 60 years before that. My Mother is coming up to retirement age and has nothing. She has put all her savings, my dad's life insurance and retirement fund into the house to fix the repairs the council wouldn't because of 'insufficient resources'.

I asked them to relinquish the house to her because of all the money she has put into it. They refused. They bleed her dry and are keep doing it as more problems are developing. I wish I could sue the council but a solicitor advised me against it as it takes a long time for those cases to come before a court and we would have to pay while it 's waiting and we may lose the house if we fail or go into debt.

My grandmother is awaiting to be diagnosed with dementia. We know she has they just need to rule out other possible causes but it means my Mam will have to retire sooner than expected and with no savings, we are struggling to pay the rent and then care for my grandmother as the council will not allow her to move in.

A Councillor, off the cuff, said they wouldn't allow it as she is an OAP and they would need to adapt the house i.e. build another room on as it could be considered over crowding otherwise and put in hand railings etc. for her which, seeing as how they haven't done any other easy repairs, they are not going to do this big job.

I've set up a gofundme fundraiser to buy the house and fix the repairs. I've contacted all the news outlets I could think of and wrote and sent so many letters and nothing.

I don't know what to do. I feel so stuck and desperate and I feel sick for even having the fundraiser up as this is the councils fault. Does anyone have advice on how I can get awareness to this fundraiser and if I'm doing the right thing? I haven't told my Mum I'm doing this as she is already stressed out with my grandmother.

OP posts:
T1meT0F0rget · 21/11/2019 12:22

I am going to add

If the mortgage was for 120k
For 25 years
You would pay interest on this to the bank every month
So you would pay, lots more than 120k over all

Stooshie8 · 21/11/2019 12:51

Is there no citizen's advice bureau in Ireland - I'm totally confused. If teh DGM can't get into your home what happens when she gets dementia - do Social services step up? does she go into a home? Round here after living many years in a council house I believe they can be bought for well below the normal price. I've heard of the children of long term tenants buying the property.
Seems all the support we have here, little though it seems sometimes, is way above what you have there. It sounds like the 1950s.

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