Martin Lewis warning anyone who doesn't own a house to open one ASAP as the deadline is this month. However, I have a LISA instead which will also give me 25% on a first house and it doesn't have the limitations of only saving £200/month that the help to buy has, and I believe it can be used for a deposit which is difficult to do with the HTB. So am I right in thinking it's pointless for me to open HTB in addition? The last chance warnings are making me doubt myself. It is my understanding the bonuses can not be used together when buying a house?