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Why do people buy houses that will flood?

29 replies

rodentforce · 05/08/2019 18:34

I'm buying a house in a town where flooding is a problem, and so I've taken care to avoid the areas that flood. During my search I looked at a gorgeous house and was about to make an offer, then checked and realised it floods - not just in extreme circumstances, but pretty much all the time. I looked up the planning documents and there was a flood risk assessment that basically said 'this will continue to flood badly and there's nothing you can do about it'. I didn't make an offer for this reason - but I've just seen that the house has been sold. At first I thought that maybe people don't bother to check, but then I realised that solicitors check for flooding as part of their routine investigations. I'm baffled as to why anyone would buy a house like that, regardless of how lovely it is! Well ... maybe a buy-to-let landlord might decide that the profit from the rent will outweigh the cost of fixing any flood damage, but who would choose it for their home? Anyone done this?

OP posts:
MouldyApple · 07/08/2019 08:54

My cousin bought a brand new house on an estate built on the local water-meadow. I thought it was nuts that they built there at the time. Sure enough, when the rains came all the land flooded. They couldn't step foot outside the front door. The gardens were ruined.

CoolcoolcoolcoolcoolNoDoubt · 07/08/2019 10:18

That's not just true for house-buying, it's true for most things in life. I know someone who leased a car and was then aghast she had to hand it back or buy it after 3 years - she'd not read the lease paperwork at all. Some people need protecting from themselves.

Agreed!

rodentforce · 07/08/2019 13:05

My cousin bought a brand new house on an estate built on the local water-meadow. I thought it was nuts that they built there at the time.

It really is crazy. I guess councils have their house-building targets and they just don't care how they meet them. I was reading the flood assessment for the house I mentioned in the OP wondering what it would have to have said in order for the planning permission to be denied. Crazy.

OP posts:
Bloodycats · 07/08/2019 13:08

No idea. I watched a homes from hell program the other day and it was showing the destruction a huge storm had wreaked on these houses. I felt bad for them but the houses were on sand dunes...surely you must expect your house to be on risky ground when it’s literally built on a lump of sand?!

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