Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Property/DIY

Join our Property forum for renovation, DIY, and house selling advice.

A bit confused - buying my 'first' house

5 replies

Zaphodsotherhead · 16/07/2019 12:35

I've put 'first' in inverted commas because any other house I've owned has been with a partner and I wasn't really involved in the purchases.

An inheritance from my mum means I will be able to afford to buy a place after 25 years of renting (the same house). My neighbour has offered to sell me her house, which she currently uses as a weekend cottage (used maybe fifteen times a year, a week at a time).

I'll be moving out of my rented house so there's no chain. Please can you tell me what I need to do in terms of solicitors, paperwork etc? Hoping to move around September time, it will be a cash purchase, no mortgage involved.

OP posts:
AwkwardPaws27 · 16/07/2019 12:48

Your solicitor will explain everything to you and guide the process. I'd suggest asking friends and family for recommendations. There are big companies which offer cheaper services, but communication is only by phone/email and a lot of people find them slower (you usually talk to call handlers rather than your solicitor) - I preferred paying a bit more, speaking to the actual solicitor, and having an office I could potentially go to if needed (for example, DH was able to hand deliver some signed documents that were urgently needed after he forgot to post them for a week ).
You should still get a survey, for your peace of mind.
September may be a bit of a push - that's only 6-10 weeks - but possible provided your local council aren't super slow with their searches etc. and you and your vendor complete and return all paperwork promptly.

JoJoSM2 · 16/07/2019 12:54

So as mentioned, your solicitor will guide you. I’d also stress the imprortance of getting a survey done.

AwkwardPaws27 · 16/07/2019 12:55

The HOA website has a good guide for buyers, with more detailed guides linked on choosing a solicitor and what actually happens during conveyancing: hoa.org.uk/advice/guides-for-homeowners/i-am-buying/the-hoa-step-by-step-guide-to-buying-a-home/

Mosaic123 · 16/07/2019 15:26

Definitely get a full structural survey to protect your investment. Even more important when it's all of your money and no mortgage.

Zaphodsotherhead · 16/07/2019 20:48

Oh yes, the survey is planned, thank you. And good advice re a solicitor I can drop in and see - I think we've got a conveyancing one in our tiny town, I shall make an appointment.

Thanks, chaps.

OP posts:
New posts on this thread. Refresh page
Swipe left for the next trending thread