Can I pay my deposit on my debit card?

[Toddlerteaplease]

The money is in an isa. Can I use my debit card to pay the deposit and the legal fees on top? Will pre warn the bank

Do you have an ISA with a debit card?

Most solicitors will ask for a bank transfer.

There's usually a limit on the amount of a debit card transaction but you can get a bank draft (it is similar to a cheque). Ask your solicitor who to make it payable to and go to your local branch.

I doubt it, but it will depend on the amount and also your solicitor’s requirements. When I worked as a property lawyer we needed bank transfers - we had no way to accept or process a card payment.

First of all won’t your debit card take from your current account not you ISA ? Second Card payments are a nightmare and there are all sorts o security checks over £5k I think. My financial adviser told me that the easiest way is still cheque (if you have/ can find a chequebook) ..but of course then you have to wait for that to clear unlike the bank transfer.

ISAs can't be accessed by a debit card. you need to withdraw the money in another form. Why do you think you can access and ISA with a debit card which is surely linked to your current account?

I was going to transfer the funds from the isa to my current account!

Is this for the purchase of a property?

Within the past couple of weeks I paid a deposit using internet banking from my account to my solicitor's account. I then had to get evidence from the bank showing where the money came from (my account) and went to (the solicitor's account). The bank simply printed a statement for me the day after the transfer.

Just ask your solicitor. But it’s probably going to be a bank transfer.

No solicitors' office that I know would have the facility to accept a bank card - the will of course accept and electronic transfer though.

We put our deposit all in one account and then did a bank transfer. Easy.

I was going to transfer the funds from the isa to my current account!

well you should have said!

In either case, sols don't usually accept card payments like that or for large transactions. You need a banker's draft .

I've closed my Help to buy isa snd put it in one account and will pay by back transfer.