Hi, fellow Mumsnetters, newbie here with a pressing dilemma!
I’m a mum of an 11-month old baby, live with my husband and my widowed Mother (who has come over to help me for a few months with the baby, as I commute long hours for work).
We live in a 3-bed 1960s semi, in the southeast of England, near Newbury, with a small kitchen facing the street (not too close as there is a front garden), and which is separate from the living space - this is where we have our meals, as the kitchen is too small for a table.
We’ve recently discovered that there is a leak in the kitchen which has ruined the kitchen floor & some of the cabinets, plus the wall to the front of the house has a growing damp stain too (lovely welcome-home sight...!).
As we wait for the insurance company specialists to come round for a look, we’re pondering options and I’d like to hear your thoughts, please! :)
We can either redo the kitchen or extend at the back, where the living room is located, as we have a pretty good size garden. Extend would imply probably knocking down a detached single garage (used for storage).
There’s about 4K in a savings account for a rainy day.
My question is should we
A) play it financially safe and just redo the kitchen & keep having meals in the living/dining room
B) extend to the back with a single traditional style extension
C) extend at the back with a single storey kitchen orangery (something like this www.valegardenhouses.co.uk/kitchen-conservatories-and-orangeries.html)
My biggest worries are
- financial cost: we are due to renegotiate mortgage in 2-3 months, so should we take a bigger mortgage when the cost of childcare is so high, Brexit predictions so gloomy, and the possibility of going part-time because of the baby?
- impact on everyday life: with a baby and a long commute, how long would an extension take to be completed?
Any questions, suggestions, comments etc are very welcome!
If you’ve been in a similar position could you share your experience?
I know very little about real costs of architects, builds, etc
A huge thanks in advance!