Remortgage and garden/drive?

[Howdoidothis4eva]

Does anyone know if remortgaging for house improvements can include a new driveway and landscaping (nothing fancy, just lawn, patio, etc) the back garden as well as finishing jobs inside?

The LTV will still be around 70%.

Many thanks.

If not, what jobs can it cover?

Just bumping this thread.

I gave someone advice, but now thinking it was wrong.
They're wanting to increase their mortgage to help redecorate and to redo their driveway and make the garden a space they can enjoy.
I said that's fine, but someone else told me that you can't use that money for garden or driveways, just for inside stuff, and I'm now worried that I've given them the wrong advice.

Ask your lender.

Bumping for you as we have similar issue, we want to borrow some money for home improvements (inside), we were going to remortgage but we want an additional loan to be longer than our current mortgage and we will have to extend current mortgage which we don't want to do. I've been looking at secured loans but they seem expensive, is this an option?

We "borrowed more" - so not a remortgage as such, an additional few thousand which is on a different rate to mortgage (with the same lender) and runs along side our mortgage. When completing form on line, I said "for drive and fence". Went through immediately. That was with Nationwide. Not sure if other lenders are different.

We remortgaged for driveway and patio.

Thanks. That puts my mind at rest, and I can let them know not to worry too much.

I'm not sure who their lender is, but I think they had a principle agreement (?), but at the time they'd just said it was for finishing house improvements, which is true, but it's also needed for finishing the outside areas as well. When discussing it generally with someone else (with this person there too) they said it wouldn't go through for outside stuff, and not to include it.

I felt bad as I'd told them it was possible. I guess I just want to reassure myself, and them, that it'll be fine.