If you have a 2nd home and only you use it- or you and a few others- how do you cover the insurance? Most schemes seem not to cover properties that are not occupied for more than 30/ 60 days.
As part of our retirement planning we are thinking of buying another property a long way from where are are (still UK)
It would not be rented out except for allowing close friends and family use it now and then.
We're wondering if the outgoings inc insurance make it an uneconomical thing to do?
We'd use it for long stays- not just weekends- but then of course it could affect our main residence if we were away for more than 30 days.