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When to sign for kitchen loan

5 replies

philomena15 · 24/11/2018 19:27

Anyone here please advise when to sign for kitchen loan? I have kitchen units delivering this week but cost includes installation and quartz top. Installation starts straight after delivery on the same day. Kitchen retailer (small local kitchen retailer) is asking me to confirm delivery signature for getting loan amount from bank on the same day of delivery. But, installation is not completed by that time and also quartz top will be delivered after two weeks. So, is it good to sign the loan document after quartz is fitted (or) just on the day of units delivery? People here who has got kitchen loan before from ikea or wren kitchens or any other popular kitchen retailer, could you please reply me for this?

OP posts:
philomena15 · 25/11/2018 00:02

Anyone could you please advise me

OP posts:
philomena15 · 25/11/2018 19:34

Could anyone who bought kitchen from popular retailer through loan, please reply me

OP posts:
toastymarshmallowss · 25/11/2018 22:15

Sorry your post doesn't make much sense. Surely you need to pay for the kitchen before delivery? We did.

toastymarshmallowss · 25/11/2018 22:48

Are you taking out a loan with the supplier or a bank?

We didn't end up getting our kitchen with IKEA but we went almost all the way through the process and we needed to pay before delivery/installation could happen.

AbbyMCMLXXX · 25/11/2018 22:51

You're trying to protect yourself and so is the small independent supplier. He's inevitably been left in the lurch in the past by people refusing to sign/pay for whatever reason.

What you decide to do is entirely up to you but one of you is going to have to give a bit of room at some point or you'll end up in stalemate.

Also, you've said he's a small business so asking people who've gone through Ikea is moot. Ikea have much stricter rules and regulations as a multinational company. They're chalk and cheese.

Personally I'd just sign....you've gone this far. But this is all entirely subjective.

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