We're planning on installing gas central heating in our new home. We'll need a new gas connection and a full system put in, we currently only have two storage heaters downstairs and no heating upstairs. We're in Scotland and have been in touch with Home Energy Scotland to see if there's any incentives available to help us, but the application form states we need cavity wall and loft insulation in place and we don't. Has anyone gone through them for financial help for new heating systems? Are we better off just taking a personal loan out to get the work done? It all seems very confusing!