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Scotland - qualified acceptance received - should this be ringing alarm bells

6 replies

mortgagemoans · 02/10/2018 01:28

Apologies in advance as this is a bit of a long one. We are going to see our solicitor this week who has received the qualified written acceptance from the sellers of the house we hope to be buying. I know that all will be revealed (hopefully) when we sit down with the solicitor, but they've sent through the letter and I am slightly concerned about a few of the 'qualifications'.

It would appear that the house is being sold by the Executors of the estate of a deceased parent. We know that the house has had lots of work done in the past few years (it's got new floors, new boiler as of 2016 and the roof has been re-tiled in 2016). At some point the 2nd bedroom has been reduced in size to allow a dividing wall to be built with proper access via a staircase to the loft which is the 3rd bedroom.

The house has been in the ownership of the executor's family for 25 years. The following points that reference the Scottish Standard Clauses (Edition 2) appear:

Condition 2 shall be held as delete
Condition 4 shall be held as delete

Condition 6 and 8 and Standard Condition 3, 4 8, 9 and 12 shall be held as delete. The Seller is selling as an executor and is therefore not in a position to confirm the contents of these conditions. The subjects of sale are sold as seen with no warranty or guarantee been given by the seller in respects of the subjects of sale or any contents therein.

Standard Condition 21 shall be held as delete (but it says to refer to a Property Enquiry Letter that we haven't seen as yet)

Standard Condition 22 shall be held as delete (but it refers us to a Coal Authority Report that, again we won't see until we sit down with the Solicitor)

There is also a clause stating that the previous owner of the Land (an Estate that was sold to the developers in the late 1940s) still has what appear to be Mineral Rights to the land beneath the property.

A quick glance at the Scottish Standard Clauses (Edition 2) would indicate that the numbered Conditions above concern any information/knowledge about proposed planning permission, work carried out on the property, working condition of any services, disputes etc. That seems to me quite important stuff that they're saying they can't give any assurances or guarantees about.

Should we be worried? Or should we be confident that our own Solicitor would advise us not to proceed if they thought there was anything worrying in the above qualifications? We are First Time Buyers so have not gone through this experience before.

Any advice gratefully appreciated!
(might also post this on Scotsnet too)

OP posts:
scaryteacher · 02/10/2018 10:15

Can't help with the rest as not in Scotland, but the Duchy of Cornwall holds the mineral rights to the land beneath my property. They are welcome to them, as I'm not allowing access to my back garden for them to reopen the mineshaft that runs under it!

Randomusername01 · 02/10/2018 10:20

Don't think there will be anything to worry about or else your solicitor will flag it up. Re the planning permission, usually it means that you have seen any relevant paperwork and accept the work that has been done.

KevinTheYuccaPlant · 02/10/2018 10:26

That's common when it's an executor sale, in my experience (bought 2 that way in Scotland). It's covering their backsides if the deceased didn't keep any paperwork relating to any of those things. Your solicitor should tell you if s/he thinks there will be any issues from it.

mortgagemoans · 02/10/2018 11:16

Thanks all and good to hear your prior experience Kevin. The other thing that’s slightly concerning me is that the letter has come from only one of two executors (as we were led to believe) I know from speaking to neighbours that it was the son who has done the bulk of the ‘doing up’ of the property these past two years so I’m hoping he will be able to provide SOME paperwork with regard to the tiling of the roof, installation of new boiler and possibly the conversion of the loft to a ‘proper’ bedroom. I will be slightly suspicious if there’s nothing to show. The letter of acceptance is in a woman’s name (daughter? Daughter-in-law?) We’ll find out tomorrow no doubt. And yes, hopefully no one is planning on mining again in this genteel bit of suburbia 😄

OP posts:
Randomusername01 · 02/10/2018 19:02

Is will depend if any planning permission was needed. Retailing roof, possibly not. New boiler, depends if it was a replacement or a whole new system. If he has done it himself (Is he a corgi plumber) there might not be that much. Even the conversion, if might be within permitted development, and if he has done if himself there might well be no paperwork. Or guarantees for anything.

KevinTheYuccaPlant · 03/10/2018 07:48

There should probably be a building warrant for the loft conversion - quite a useful guide from South Ayrshire here on what should have been done during the converstion: www.south-ayrshire.gov.uk/buildingstandards/roofspace.aspx

On the Highland council's system you can search for building warrants on their online planning system if it's in the last 10 years or so, don't know if other councils are the same.

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