Husband and I were talking tonight. He reckons if we realllllly tried and scrimped and saved and all his bonuses went straight to savings instead of on impulse purchases of shiny things we could pull a deposit together in 2 years. This is a lot quicker than I imagined and it seems more motivating than imagining it happening slower.
But so far we’ve been dreadful at actually making the necessary sacrifices to save.
Can people tell me all the great things about owning your own home, because two years isn’t long to give things up if it’s worth it, sell the sacrifices to me, tell me why it’s worth it!
Ideally we’ll buy somewhere really close to his work and save a lot on transport although his work is not centrally located so we’d still have to pay transport costs to actually get into town, but there’s a small high street near it.
We’d have to sacrifice probably to live close to his work in terms of the size and niceness of the house but I think it’s worth it in that time frame. Once we have a house we can learn to drive and once we can drive we can think about if we like the idea of moving again (not for at least 5 years because I don’t think it’s worth it if you don’t stay put at least that long) maybe to somewhere bigger but further out.
So things I like the idea of: getting to decorate, not worrying about being evicted if the landlord wants to sell, getting to choose my own cooker, knowing my “rent” is paying toward me owning something not just disappearing into someone else’s pocket, getting to choose my own boiler, putting a smart thermostat on each individual radiator and fine tuning the temperature of each room at different times of day, getting a dog.