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Original poster

Moving costs

19 replies

Lepetitpiggy · 02/09/2018 19:38

Forgive me for sounding dense but can anyone give me a rough idea of moving costs when selling and buying a house. So, estate agents fees, surveyor, stamp duty and suchlike. I genuinely have no real idea!

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JustLurk1ng · 02/09/2018 19:46

Google it. There is literally so much info out there to be found! Stamp duty calculators, articles with full cost rundowns.

bilbodog · 02/09/2018 19:49

Estate agents charge a % of the sale price of your house i.e. 1% of £350,000 would be £3,500 plus vat, solicitiors approx £1k, surveys might be £50 and stamp duty depends on the price you are paying for your new house - there are stamp duty calculators on line. Most solicitors would be able to quote for their fees which would be based on both the sale price and purchase price. Plus standard fees for searches etc.

Original poster
Lepetitpiggy · 02/09/2018 19:49

Thanks - I will! I didn't really know where to start. Will see if I can wade through it all

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Original poster
Lepetitpiggy · 02/09/2018 19:50

That was to JustLurk1ing. Thank you too.

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bilbodog · 02/09/2018 19:50

Sorry surveys more likeky to be around £500.

JustLurk1ng · 02/09/2018 19:52

But because that sounded a bit harsh (seriously though the info is out there)... stamp duty - check the calculator, EA =1.25% ish, removals 500-1500, survey - £500 - £1500. Conyenecer = £2k ish. (Don't scrimp too much). I budgeted £30k all in for all that - but varies a lot depending on house price, whether you are buying and selling etc etc. Suggest get used to using a bit of initiative to start researching, googling and emailing quotes as it could save you thousands in the process...

Original poster
Lepetitpiggy · 02/09/2018 19:53

Sorry, do you get a survey done before you buy?

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Original poster
Lepetitpiggy · 02/09/2018 19:54

We're pretty good at getting good deals, its just that this is all new!! You're right though I need to get cracking!

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peachypetite · 02/09/2018 19:55

You get a survey done because it could flag serious issues. Then you decide to either try and negotiate a price drop or walk away. There is so much info about selling online.

Original poster
Lepetitpiggy · 02/09/2018 20:03

Thank you.

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somewhereovertherain · 02/09/2018 23:58

We are just starting the process selling at £280 buying £350k

Fees - estate agent, stamp duty, mortgage and legal are somewhere around £16k

Original poster
Lepetitpiggy · 03/09/2018 07:20

We're in a bit of a weird and not great position! selling and buying a lot cheaper - but hopefully will be the best thing rhat has happened! I'll check all of this out.
Thanks for not thinking I'm too much of an idiot!

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flowercrow · 03/09/2018 09:33

Hope you find somewhere lovely and manage to afford the costs of moving- I know it;s not easy.

BubblesBubblesBubbles · 03/09/2018 09:34

So far ours on selling & buying:

Estate agents fees 2k
Selling solicitor £950
Buying solicitor £1.3k
Stamp duty: 3.8k
Survey £400
Mortgage broker £395
Mortgage fee charged by mortgage company £352.

So just under 10k

Was a lot more than I was expecting Blush this is my first house purchase and I honestly didn’t know how expensive it would be and feel stupid now I know the full costs! House selling and buying is not cheap!!!

BubblesBubblesBubbles · 03/09/2018 09:37

Should add we had a quote for moving they wanted 1.5k to pack and move and 1.1k just to move - so we are doing it ourselves.

Van hire is £160 for a Friday to Monday (doesn’t matter what days it’s just for 4 days) and lots of our bits will be going into storage between now and moving the rest we will be selling or moving.

Original poster
Lepetitpiggy · 03/09/2018 11:21

Thanks Flowerdew I was kind of expecting about 20K to move - did a calculator thingy and its like around 11, which is manageable!

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FunRequirement · 03/09/2018 19:17

Moving is a bit expensive but worth it when you're in the right home

We were quoted about 3000 quid for movers from Essex to Lancashire, 400 of that was having them come with their own boxes and pack. It was worth it because we have toddlers and no time really.

3k for solicitors (including searches and changing our mind on a house)

Nearly 4k for estate agent (would have been closr to 3k if not for VAT, they charged 1 percent + VAT)

We got stamp duty paid for us because we were going with a new build that threw it in as part of the deal. Try to get 5% off in incentives if you get a new build. Also before you commit to anything ask if the estate charge is part of a rent charge, this is a new scheme that a lot of new build companies are forcing. If it's a rent charge be aware that there's a risk that they can basically charge you anything as a service charge, it will be very expensive to stop them, and if you don't pay they can attach a lease to your home or take it.

So altogether it was about 10k, 11k if you include airbnb and eating out while house hunting.

Original poster
Lepetitpiggy · 04/09/2018 11:54

the first estate agent has quoted 0.75 % which seems reasonable. Two more valuations to go...

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