I'm a FTB and we've just had an offer accepted on a house. We were originally going with the only lender we thought would consider my income type but a new one has started accepting it with a lower interest rate. Is it bad to switch over now? We have an appointment booked with lender one for next Tuesday but haven't signed anything yet but lender two may be slower as we would have to start from scratch.
I'm so worried if we switch applications it might be a mistake and we may have to go back to lender one anyway which could slow down the sale or mean we can't get a mortgage at all!
Am I just overthinking all this or should I stick with the one I was already planning to go with?