My home needs so much doing to it and I have no money to do it.
The latest (it isn't really new as I had it before and ignored it and it seemed to go away) is a tapping that I think could well me death watch beetle. It sounds like it's probably in the loft which I have no access to as I don't have a long enough ladder. I also think I hear things in the walls though as well. It's an intermittent tapping sound. It's definitely not birds or mice because I know what they sound like.
What do I need to do and do I need to do anything urgently?